What is a pre-paid funeral plan?

An arrangement whereby you plan and pay in advance for your funeral.  Your wishes are recorded in a contract with the funeral director and a fixed price set.  Payment may be made up front or by installments over a fixed period.

What are the benefits?

  • Protecting your family from the distress of making difficult decisions at an emotional time.
  • Peace of mind, knowing that your family will not have any financial burden.
  • Assurance that your personal wishes are known and are carried out.
  • Good financial sense.  Pre-paying now means you fix the price of your funeral at today’s prices.
  • According to current pension legislation, your pre-paid funeral is not subject to the income or assets test.
  • Your capital is guaranteed.  Your funds are invested in an an approved funeral fund which holds it in trust until the funeral services have been carried out.

In Summary, pre-paying a funeral means peace of mind for you and your family.